These terms and conditions apply to all services offered by VrijstellingCalc via this website. By using our services, you agree to these terms.

VrijstellingCalc offers: - A free online capital gains tax calculator - A paid optimization report (€19) The calculator and report are purely informational and do NOT constitute tax advice.

- Price: €19 per report (one-time payment) - Payment via Stripe (credit card) - All prices include VAT - The purchase is processed by Link / Stripe as merchant of record, which also issues the invoice; your bank statement shows LINK.COM* followed by the descriptor. - After successful payment, you will receive the report via email within 10 minutes

Per EU law, you have a 14-day right of withdrawal after purchase. However, due to the digital nature of the product (immediate delivery), this right expires once the report is generated and sent. By explicitly confirming that you want immediate delivery, you declare you agree to loss of the right of withdrawal. For a refund within 14 days (if report not yet generated), contact support@vrijstellingcalc.be

**IMPORTANT**: This report is for informational purposes only. - We are NOT certified tax advisors or accountants - Calculations are based on your entered data - Tax laws may change - Every situation is unique **Always consult a certified tax advisor or accountant for professional advice specific to your situation.** VrijstellingCalc is NOT liable for: - Decisions made based on the report - Inaccuracies in data you entered - Changes in legislation - Tax penalties or assessments

The quality of the report depends on the accuracy of your entered data. We are not responsible for errors resulting from incorrect or incomplete input.

All content on this website (text, software, design) is property of VrijstellingCalc and protected by copyright. Use without permission is not allowed.

VrijstellingCalc is liable up to the purchase price (€19). We are not liable for indirect damages, consequential damages, lost profits, or other damages.

Belgian law applies. Disputes are submitted to the competent court in Belgium.

For questions or complaints: Email: support@vrijstellingcalc.be **Consumer disputes**: You can file a complaint with Belmed (Belgian mediation service): https://www.belmed.be